Help
How It Works
- How LendingClub balances different investors on its platform
- Loans up to $40,000 now available
- Is there a preset portfolio for investors?
- How are loans listed and approved for investing?
- When are new loans listed on the site?
- What are the terms of the loans?
- How can investors diversify their LendingClub portfolio?
- Where do I find my account number?
- How do I move Notes from one portfolio in my account to another?
- How do investors ensure they do not invest in multiple Notes corresponding to the same loan?
- How do investors select which loans to invest in?
- Can I invest in small business loans?
- I placed an order and some of my money was returned to my account. Why?
- How and when does LendingClub update interest rates and expected charge off rates?
- How do joint applications work?
- Is there a maximum investment amount?
- About Income Verification
- What is the process to begin investing?
- What does the 'In Review' Note status mean?
- What do the different Note statuses mean?
- Learn more about Direct Pay
- Can an individual with a security freeze on his/her credit file open an investing account?