If you've ever had a loan through LendingClub, you can refer friends at any time and earn $100 for each referral.*
Sections in this article cover:
- How to refer a friend via email
- How to refer a friend using a referral link
- Qualifying for the referral bonus
How to refer a friend via email
- Sign in to your account.
- Click Refer friends in the upper right.
- Type in your friend's email address.
If you want to refer multiple people, separate their email addresses with a comma. - In the From field, enter your name as you'd like your friend to see it.
- Click the Send Invitations button.
How to refer a friend using a referral link
- Sign in to your account.
- Click Refer friends in the upper right.
- Click the Copy button.
- Share your referral link over email, on social media, or however you'd like to refer your friends!
Qualifying for the referral bonus
The person you refer must apply through the link in your invite email and must make at least one payment toward their loan through LendingClub for you to earn a referral bonus. After their first payment is processed, we'll transfer the $100 referral bonus to your bank account on file within 30–60 days.
If you haven't already referred someone and would like to now, visit this referral page while signed in to your LendingClub account to get started.
* To be eligible for the referral bonus, the person making the referral ("Referrer") must be a current or past customer who received a personal loan through LendingClub. The referral bonus is deposited in the Referrer’s bank account on file with LendingClub within 30-60 days after the first contractual payment is successfully made by the person who was referred to and received a loan through LendingClub ("Referee"). Only individual consumer borrowers can earn a bonus under this program. This offer can't be used between borrowers on a joint application. To be eligible to receive the referral bonus, the Referrer must refer a first-time customer, and the Referee must use the link provided in the invitation email to apply for a loan. Referral bonuses are only available if the Referee's first successful contractual payment is made on time. The Referrer is responsible for all taxes. Please consult your tax advisor to evaluate your tax liability related to any bonus earned under this program. This program may be altered or discontinued at any time without notice by LendingClub, in its sole discretion. LendingClub reserves the right to withhold payment of a referral bonus if it has reason to believe a Referrer is abusing the Program. Additional Terms and Conditions may apply. This Program is subject to change at LendingClub's discretion.