Automatic payments

Signing up for automatic payments is the easiest way to ensure that we receive your loan payment on time. When you make payments automatically from your bank account, you won’t pay a late fee as long as you have sufficient funds in your bank account to cover your payment.

See Making loan payments to learn more about setting up automatic payments and switching your payment method.

Check payments

We must receive your check by 11:30am PT (12:30pm MT, as stated in your loan agreement) to process your payment on the same day. If we receive your check later than 11:30am PT, we can’t process it until the next business day.

One-time ACH payments by phone

If you call us to set up a one-time ACH payment, we can process your payment the following business day if we receive your request before 2:00pm PT. If we receive your ACH request after 2:00pm PT, we won’t be able to process your payment until two business days later. For example:

• If you call us on Monday at 10:00am PT to request a one-time ACH payment, then we’ll process your payment on Tuesday.
• If you call us on Monday at 3:00pm PT to request a one-time ACH payment, then we’ll process your payment on Wednesday.

Late payments

If you're having a problem making your payments, please contact us immediately at paymentprocessing@lendingclub.com or call us at 1-844-227-5011. See Late payments to learn more about our grace period and what we report to credit bureaus.