Automatic payments
Signing up for autopay is the easiest way to ensure your loan payments are on time. Automatic payments mean you’ll never pay a late fee as long as you have enough in your bank account. Just make sure there are funds to cover your payment on your autopay day each month, and you’re all set.
Some banks hold funds one business day before the payment, so it's best to have the funds in your account by then.
You can learn about setting up automatic payments and switching your payment method by checking out the Help Center.
Here are some tips to help you make your payment on time and avoid late fees.
Check payments
Your check must arrive by 11:30 am Pacific Time if you want it to be processed on the same day. If your check arrives later than 11:30 am Pacific Time, it will be processed the next business day.
Payments by phone
If you call in to make your payment, the time you call determines when it will be processed. If you request it before 2 pm Pacific Time, the payment will be processed the next business day. If the request is after 2 pm Pacific Time, it will take two business days to process. For example:
- If you call on Monday at 10 am Pacific Time to make a one-time payment, it’ll be processed on Tuesday.
- If you call on Monday at 3 pm Pacific Time to make a one-time payment, it’ll be processed on Wednesday.
Please have your bank account information ready when you call.
Wire transfer payments
Wire transfer payments must arrive by 11:30 am Pacific Time if you want it to be processed on the same day. Keep in mind that wire transfers are only processed Monday through Friday. If your wire transfer arrives later than 11:30 am Pacific Time, it will be processed the next business day.
To pay off your loan by wire transfer, give your bank this information:
| Account number: 4121648281 |
| Bank name: Wells Fargo Bank |
| Location: San Francisco, CA |
| ABA number: 121000248 |
| SWIFT code: WFBIUS6S |
| Your LendingClub loan number |
| Your name |
| Your address (This should match the one we have on file for you.) |
Note: Your bank may charge a fee for wire transfers.
Late payments
If you're having trouble making your payments, please email us immediately at payments@lendingclub.com or call 844-227-5011. We’re happy to see how we can help. Be sure to have your bank account information ready when you call.
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