Here are some of the documents we may request. Before you start, make sure the documents you’re sending us show your name and aren’t expired.

Upload these directly to your To-Do List

• Driver’s license – A current and valid state-issued driver’s license.
• Proof of registration – The registration for the car you’re refinancing. To prevent delays, ensure that your registration is up to date and that you’ve paid all outstanding fees.
• Proof of insurance – The insurance card for the car you’re refinancing. Ensure your name, VIN, and policy number are clearly visible. LendingClub requires that you carry full coverage insurance on your car. Full coverage insurance includes both comprehensive and collision coverage.

See Uploading documents from your computer and Uploading documents from your mobile device for details.

Mail in with a pre-paid shipping label

• Title Transfer Documents (if applicable) – Enables LendingClub to transfer your car title from your previous lender to us. A Power of Attorney (POA) shows that you have authorized the title transfer. To learn more, see Title transfer documents. You’ll need to download and fill out the form. Once you have, mail it to us using the pre-paid mailing label.