Refinancing your loan through LendingClub is fast and easy. If your outstanding balance on your current loan is between $5,000 and $55,000, you can be on the road to savings by refinancing through us*.
- Apply online on our site, where you can check your rate in just minutes without affecting your credit score.
- If you qualify, you'll receive one or two loan offers. Select the best offer for you and complete the application.
- To speed your application along, complete all items on your To-Do List, including confirming your email address and providing the documents we request like copies of your insurance and registration cards.
- Once your loan is approved, you'll set up your account.
- Accept your final loan terms. The sooner you do, the sooner we can pay off your current lender.
*All loans are issued by WebBank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history. Your actual rate depends upon your individual credit score and other key financing characteristics, including but not limited to the amount financed, term, a loan-to-value (LTV) ratio and other vehicle characteristics.