Refinancing your loan through LendingClub is fast and easy. If your outstanding balance on your current loan is between $5,000 and $55,000, you can be on the road to savings by refinancing through us*.
- Apply online on our site, where you can check your rate in just minutes without affecting your credit score.
- If you qualify, you'll receive one or two loan offers. Select the best offer for you and complete the application.
- To speed your application along, complete all items on your To-Do List, including confirming your email address, providing personal references (if requested), and providing the documents we request like copies of your insurance and registration cards.
- Accept your final loan terms. The sooner you do, the sooner we can finish processing your application and pay off your current lender.
Once your loan is approved, we’ll contact you and let you know when we’ll pay off your current lender.
*All loans are issued by WebBank, Member FDIC. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history. Your actual rate depends upon your individual credit score and other key financing characteristics, including but not limited to the amount financed, term, a loan-to-value (LTV) ratio and other vehicle characteristics.