Once you've submitted your application, we may ask for additional information or documents to verify your business financial position, details about your business, or your personal identity.
We’ll notify you if there’s something we need, but you can also view the To-Do List in your Account Summary at any time to see what we're waiting for.
You can upload your documents through the online portal (quickest option), email them to our secure inbox at firstname.lastname@example.org, or fax them with the cover sheet in your Account Summary to number listed on that cover sheet.
Here are some of the things we might request. Each request in your To-Do List shows the requested information:
- Business Tax returns. We use these to verify your income and sales. We may ask for copies of your recent tax returns, or for tax forms, such 1099s or Schedule K1s to verify all of the details.
- IRS 4506-T form. We use this form to request copies of your tax returns, W-2, and 1099 forms directly from the IRS. A completed form can quickly help us verify your income. Your Client Advisor will work with you to complete the form and insure the signatures are valid.
- Proof of personal income. We may ask for additional documents to verify your personal income, such as recent bank statements or pay stubs. In some cases, we may need proof of income for alimony or child support, pension or annuity income, or disability insurance or workers compensation benefits, or other types of income.
- Proof of identity and address for you or your business. We may request a copy of your government-issued photo ID, recent utility bills, or other documents to verify your business and personal identity and current address.
Once you’ve uploaded all the documents we’ve requested, you’ll see a status update that your documents are in review. If we need additional information while your application is in review, we'll reach out to you by phone or email. It usually takes about two business days for us to review your documents.