No, applying through LendingClub won’t affect your personal credit score. We use a soft inquiry to check the personal creditworthiness of the individual guaranteeing the business financing. This is visible only to you, not to creditors or other users of your personal credit report.
How to Apply
- How do I apply for financing?
- Business loan application walkthrough
- Applying with multiple business owners
- Initial qualifications for a business loan
- Will applying affect my personal credit score?
- How long does it take to get approved?
- Personal Guaranty
- Additional loans
- Security and privacy