Lending Club makes every effort to bring late Notes back to current status. You will be updated with any collection activity related to your Notes via the loan performance page in your account. To see the loan performance page, go to My Notes and click on the status of a particular Note. 
 
Collections activities are highly regulated by federal, state, and municipal laws. Learn more about our collection process and the regulatory environment related to collections. Under no circumstance will an investor be permitted to contact borrowers directly.
 
Delinquencies are a natural component of investing in Notes, and diversification is the best resource to lower your exposure to an individual loan and to reduce the volatility of your portfolio’s returns. Learn more about diversifying your investment.