Instead of investing in an entire loan, individual investors can purchase pieces of loans in $25 increments called Notes.
You can choose loans in which to invest by manually browsing the loans currently listed on our website and building your portfolio one Note at a time. You can also use Automated Investing, our automated service that places orders on your behalf based on the investment criteria that you select.
Regardless of the method you use, you should ensure that any sale of Notes reflects your investment strategy and is appropriate for your personal financial situation. Investors may consider information regarding the loan grade, purpose, and term (36 or 60 months), and borrower Debt-to-Income (DTI) ratio and most recent credit score, as well as other factors, to help them select Notes and build a portfolio that suits their investment goals and risk tolerance.