We know every patient budget is different, so we offer a variety of options. With Extended Plans, your rate is determined by the amount financed, term selected and the applicant’s credit history. With No-Interest Plans for 6, 12, 18 or 24 months-after that 23.48%, there is no interest provided you pay in full in 6, 12, 18 or 24 months. If you still have a balance at the end of the promotional period, you’ll be charged interest on that balance going forward at the standard variable APR of 23.48%. Payment plans offered through Lending Club Patient Solutions, with our participating bank partners, are easy to understand with no hidden surprises. Not all plans are available in all provider offices. If you have any questions, call us. We’ll have a real person talk you through everything: 800-630-1663.