We know every patient budget is different, so we offer a variety of options:
- Fixed Rate Plans: APRs range from 4.99–24.99%. The rate is determined by the amount financed, term selected, and the applicant's credit history.
- Credit accounts with Promotional Rate Plans (Low APR, Equal Payment Required): A rate of 17.90% APR during the 24,36, 48, or 60 month promotional period. If you still have a balance at the end of the promotional period, you'll be charged interest on the remaining balance going forward at the standard APR of 26.99%.
- Credit accounts with Promotional No-Interest Plans (Waived Interest, Payment Required), There is no interest, provided you pay in full in 6, 12, 18 or 24 months. If you still have a balance at the end of the promotional period, you’ll be charged interest on that balance going forward at the standard APR of 26.99%.
Payment plans offered through LendingClub Patient Solutions, with our participating bank partners, are easy to understand. Plan options may vary by provider, with no hidden surprises. Not all plans are available in all provider offices.
If you have any questions, call us. We’ll have a real person talk you through everything: 800-630-1663.