In LendingClub’s early days 100% of the loans were backed by individual investors transacting through our website. As we’ve built our performance track record, we’ve added new ways to invest in LendingClub loans and attracted a broader range of investors including individuals investing through investment vehicles or managed accounts, and institutional investors such as foundations, pension funds, and insurance companies.
The range of investors bring a variety of risk appetites that enable us to facilitate loans across all risk grades, from A to G, and to support new products. We remain committed to our retail investors, and are continually developing new features and functionality to enhance the retail investing experience.
Standard Program Loans (by year)
Data as of December 31, 2015