We offer an installment loan and two lines of credit with promotional payment plans for patient financing.

Installment loans

Patients can use an installment loan to finance a single transaction with equal monthly payments at a fixed rate. Annual percentage rates (APRs) for installment loans range from 3.99%-30.99% at 24-, 36-, 48-, 60-, 72-, and 84-month terms. Individual rates and terms are based on your credit history. Fixed-rate loans are available for $1,000–50,000.

Revolving lines of credit

Credit accounts with Promotional No-Interest Plans (Waived Interest, Payment Required) are interest-free for a promotional period of 6, 12, 18, or 24 months. After the promotional period, a standard 26.99% APR applies to any remaining balance.

Credit accounts with Promotional Rate Plans (Low APR, Equal Payment Required) offer more flexible payment options. Longer repayment terms come with a promotional APR of 17.90%. After the promotional period ends, a standard 26.99% APR applies to any remaining balance.

Depending on your medical specialty, your practice may offer all or just some of these financing options. Call us at 800-630-1663 to discuss details. 

Installment loans (“Installment Loans”) are issued by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”). Other credit products offered through LendingClub Patient Solutions may be provided by other creditors. LendingClub Bank offers multiple Installment Loan plans, the availability of which varies by provider. Not all plans may be available through your selected provider. Credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and your credit usage and history. All credit products are subject to credit approval.