We offer financing to cover a wide range of procedures and treatments—up to $65,000. Plan options depend on your provider and the type of financing you receive.

Installment loans

You can use an installment loan to finance a single transaction with equal monthly payments at a fixed rate. Annual percentage rates (APRs) for installment loans range from 4.99–24.99% at 24-, 36-, 48-, 60-, 72-, 84-, and 96-month terms. Individual rates and terms are based on your credit history. Fixed-rate loans are available for $1,000–65,000.

Revolving lines of credit

You can use a revolving line of credit to finance multiple transactions at once. Credit accounts with Promotional Rate Plans (Low APR, Equal Payment Required offer promotional periods of 24, 36, 48, and 60 months at an APR of 17.90%. If the balance is not paid in full after the promotional period, a 26.99% standard APR applies to the remaining balance. Promotional Rate Plan financing ranges from $1,000–32,000.

Credit accounts with Promotional No-Interest Plans offer promotional periods of 6, 12, 18, or 24 months, during which you pay no interest. If the balance is not paid in full after the promotional period, a 26.99% standard APR applies to the remaining balance. Promotional No-Interest Plan financing ranges from $499–32,000.

All installment loans and lines of credit are subject to credit approval. Financing can be used only for qualified treatment expenses from your provider.

If you have any questions, please call us at 800-630-1663. We’re here Monday – Friday, 5am – 5 pm Pacific Time.

Installment Loans are issued by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”). Credit Accounts with a promotional plan are issued by Comenity Capital Bank, Member FDIC.