You can go online anytime to change what bank account is linked to your LendingClub account. After you make the change, we’ll send you an email asking you to confirm the new bank account.
Sections in this article cover:
- Automatically linking your new bank account
- Manually linking your bank account
- Confirming your new bank account
Automatically linking your new bank account
Linking your bank account and LendingClub account is simple. When you automatically link an account, you're the only one who sees your bank login information—we never have access to it.
- Sign in to your account and click Go to Bank Account Settings.
- Click Change Bank Account.
- Choose your bank from the list.
- Enter the username and password you use to sign in to your bank account online, then click Submit.
Some banks may confirm your identity through a security question or a code they’ll email or text you. - Choose the bank account you want to link.
- Enter your name as it appears on your bank account.
- Check the box to authorize your account for automatic payments.
- Click Submit!
After you finish those steps, watch for an email with instruction to confirm the change. It can take a few minutes for that email to arrive in your inbox.
Manually linking your bank account
To manually link your bank account and LendingClub account, simply:
- Sign in to your account and click Go to Bank Account Settings.
- Click Change Bank Account.
- Click Enter your details manually at the bottom of the page.
- Choose whether the account you want to link is a checking or savings account.
- Enter your name as it appears on your bank account.
- Enter your bank name, routing number, and bank account number.
For checking accounts, these are at the bottom of your checks.
Once you link your new bank account, we’ll send a test deposit and debit within four business days. The test transactions will be for an amount of less than $1.
Note: Credit unions sometimes use a different account number for automatic transactions. If the account you’re connecting is with a credit union, confirm with them that it’s the account number for ACH deposits and withdrawals. - Check the box that authorizes LendingClub to link to your bank account.
- Click Submit!
Confirming your new bank account
Confirm your account with these steps:
- Sign in to your account and click Bank Account at the top of the page.
- Enter the amount that we deposited into and debited from this bank account in the Debit Amount field.
It can take up to four business days for this transaction to post to your account. - Click Submit.
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