You can change your linked bank account right from your account. When you change your bank, we’ll send you an email and ask you to confirm the new bank account.

Sections in this article cover:

• Automatically linking your new bank account
• Manually linking your bank account
• Confirming your new bank account

Automatically linking your new bank account

Linking your bank account with your LendingClub account is simple and automatic. You're the only one who sees your bank login information when you use this method—we never have access to it.

1. Sign in to your account and click Go to Bank Account Settings.
2. Click Change Bank Account.
3. Choose your bank.
4. Enter your bank username and password, and then click Submit.
   Some banks may have you confirm your identity by answering a security question or by entering a code they email or text you.
5. Choose the account you want to link to your LendingClub account.
6. Enter your name as it appears on your bank account.
7. Check the box to authorize your account for automatic payments.
8. Click Done!

Manually linking your bank account

If you'd rather manually link your bank account to your LendingClub account, you can easily enter your details.

1. Sign in to your account and click Go to Bank Account Settings.
2. Click Change Bank Account.
3. Click Enter your details manually at the bottom of the page.
4. Choose whether the bank account is a checking or savings account.
5. Enter your name as it appears on your bank account.
6. Enter your bank name, routing number, and account number.
   For checking accounts, these are at the bottom of your checks.
   
   Once you link your new bank account, we’ll send a test deposit and debit (less than $1) in that account within four business days.
   
   Note: Credit unions sometimes use a different account number for automatic transactions like our autopay process. If you have a credit union account, confirm that you have the account number for ACH deposits and withdrawals.
7. Check the box that authorizes LendingClub to link to your bank account.
8. Click Done!

Confirming your new bank account

Confirm your account with these steps:

1. Sign in to your account and click Bank Account at the top of the page.
2. Enter the amount that we deposited into and debited from this bank account in the Debit Amount field.
   It can take up to four business days for this transaction to post to your account.
3. Click Submit.

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