How Do I Pay off My Loan?

less than a minute read

If you're ready to pay off your loan, congratulations! That’s a big financial step.

You can make the last payment right from your Member Center. The payoff amount includes both your remaining principal balance and interest. Once you pay off your loan, you won’t owe any additional interest and your monthly payments will end. Keep in mind, it may take up to four business days to fully process your payoff and it can take up to 60 days for it to show on your credit report.

Pay online

  1. Sign into your Member Center.

  2. Click Make an Extra Payment in the Upcoming Payments section.

  3. Click Pay Off Your Loan.

  4. Click Pay Online Now.
    The review page shows your payoff amount, payment date, and the last four digits of your bank account.

  5. Click Pay Now to confirm your payment.

That’s it! You’re all set.

Please keep in mind that the amount you see on the homepage of your account does not include the interest accrued since your last payment. To pay off your loan, follow the instructions above or get your total payoff amount by calling 855-408-1375 or sending an email to payments@lendingclub.com.

Pay by phone

You can also make your last payment by calling us at 855-408-1375. We’re happy to help! Please have your bank account information ready when you call.

Pay by check

Then, mail your check to us. Use this address

  • For standard mail (USPS)
    LendingClub Bank
    Lockbox Services - 134268
    P.O. BOX 884268
    Los Angeles, CA 90088-4268

Lockbox #0134268
LendingClub Bank
3440 Flair Dr.
El Monte, CA 91731

If your check arrives by 7 pm Pacific Time, it will be processed the same day. Checks received after 7 pm will be processed the next business day.

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Any reviews presented are individual experiences and results may vary. Reviews collected and authenticated by Bazaarvoice. All reviews can be accessed at https://www.lendingclub.com/company/reviews

Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Credit union membership may be required. Deposit accounts are subject to approval. Deposit products are FDIC-insured up to $250,000 per depositor, per ownership category.

"LendingClub" and the "LC" symbol are trademarks of LendingClub Bank.

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