The entire application, approval, and funding process typically takes about 7 days. In some cases, it may take a little longer. You can check the status of your loan by signing in to your Account Summary.

Once your loan is approved and backed by investors, your loan is electronically deposited into your bank account. Depending on your bank, this can take a few more days.  

How to prevent delays

To keep the process moving, complete the items on your To-Do List. We may need information or documents to help us verify your identity, income, or employment before we can finish reviewing your loan application.

For more information

1. Go to How do I get a loan? to see how the process works.
   This article describes the steps for getting a personal loan through LendingClub.
2. Visit your Account Summary at any time to see the progress on your loan.
   Our member support agents don’t have any additional information about your loan status, beyond what’s shown in your Account Summary.

Related articles

Documents we may ask for

Connecting and verifying your bank account

Confirming your employment