The entire application, approval, and funding process can take as little as a week. Sometimes, it can take a little longer. At most, it can take up to 45 days, but that is rare.
Once your loan is approved and backed by investors, your loan is electronically deposited into your bank account. Depending on your bank, this can take a few more days.
Avoiding delays
To keep the process moving, complete the items on your To-Do List. We may need information or documents to help us verify your identity, income, or employment status before we can finish reviewing your loan application.
For more information
- Go to How do I get a loan? to see how the process works.
This article describes the steps for getting a personal loan though Lending Club. - Visit your Account Summary at any time to see the progress on your loan.
Our member support agents don’t have any additional information about your loan status, beyond what’s shown in your Account Summary.