To process your loan application, we may need to verify your income or employment.
- To verify income, we may request documents such as recent pay stubs or bank statements.
- To verify your employment status, we may contact the employer you listed in your loan application
To see what we need from you to finish reviewing your application:
- Sign in to your account.
The Account Summary page shows your To-Do List, which includes tasks you must complete before we can review your loan application.
- Click each of the items in your To-Do List and follow the prompts to complete those tasks.
Quickly submitting the documents we need helps us review your application faster.
Why does LendingClub verify my income?
For our marketplace to work for both borrowers and investors, it’s important to verify the amount and stability of borrowers’ income.
We verify the income stated in your application by reviewing the documents you provide. If what's shown on these documents doesn't add up to the amount you said you earn, we may request that you provide additional proof of income.
If you aren’t able to show that you earned this amount through the documents we requested, we likely won't be able to offer a loan.