The regulatory framework for LendingClub Bank is well established and has been in place since 2008. We file annual, quarterly, and other reports with the Securities and Exchange Commission (SEC). If you’d like, you can review our prospectus and see our SEC reports at www.sec.gov.

All loans are made by LendingClub Bank, which operates under federal banking law. LendingClub Bank is FDIC-insured and is subject to consumer lending regulations, including the Truth in Lending Act, the Equal Credit Opportunity Act, and the Fair Credit Reporting Act.