Applying for a loan through LendingClub is absolutely free, and no loan broker or other service is authorized to charge a fee on our behalf. We'll never ask you to pay any type of up-front application fee or other advance payment to apply for a loan.
If someone else asks you for a broker or application fee, please contact Member Support at 888-596-3157 so we can investigate. We're here Monday through Friday from 5 am to 5 pm, and Saturday from 8 am to 5 pm Pacific Time.
Depending on the type of loan you want, you may pay a fee when your loan is issued. See the articles below to learn more about rates and fees.