The first steps to protecting your credit and improving your credit score are monitoring your credit for accuracy and understanding where your credit stands. Here are some tips on how to get started:
- Take advantage of your free, yearly credit reports from AnnualCreditReport.com. Check your credit report to make sure it's accurate.
- If you find an error in your report, promptly dispute it.
- Keep an eye on your credit report by asking your credit card provider if they offer free monitoring services.