The first steps to protecting your credit and improving your credit score are monitoring your credit for accuracy and understanding where your credit stands. Here are some tips on how to get started:

• Check your credit report every year to make sure it is accurate. You can update your TransUnion credit report once a week through Credit Karma. You can also visit AnnualCreditReport.com to get a copy of your credit report from all three bureaus. 
• If you find an error in your report, you can use the Federal Trade Commission Guide to learn how to dispute it. You can also visit our Safety & Privacy page for additional helpful tips.
• Start monitoring your credit report today at Credit Karma. You’ll receive alerts if something changes on your credit report.