We understand things come up, and you may need to change your due date. If your account is current, you can change your next payment date, or even permanently move your due date.
Sections in this article cover:
- How changing your due date affects interest
- Permanently moving your due date
- Changing the date for your next payment only
- Late payments
How changing your due date affects interest
Your loan accrues interest daily. That means changing your due date can affect the amount of interest you pay at the end of your loan, but your monthly payment amount will stay the same.
Moving your due date later may result in an additional payment at the end of your loan to cover the extra interest. Moving your due date earlier may lower the total interest you pay. Changes in interest are only calculated at the end of your loan.
Permanently moving your due date
You can permanently move your payment to whenever works best for you—either so that it aligns better with when you're paid or so that it's not at the same time as when you pay other bills. If you've already permanently moved your payment due date once and want to move it again, call us at 844-227-5011.
- Sign in to your account.
- In the Payment Due Date section, click Change Due Date.
- Use the drop-down to choose your new monthly due date, and then click Continue.
When you choose a new day, we’ll calculate and display any differences in the interest for your upcoming payment.
- Click Got It.
- Review your change, then click Confirm Change.
You’ll know you’re all set when the page says Success!
Changing the date for your next payment only
If you need to delay your next payment, contact us at firstname.lastname@example.org or call us at 844-227-5011 at least three days before it’s due. To make sure we can help you find a solution, please have your bank information ready when you call.